A Retirement Blog by Caree Risover

  Yes the Christmas chatter has begun: "Do you have your tree up?"  "Are you sending Christmas cards this year?" "Have you bought and wrapped your presents?" On my part the answer to all of those has been a definitive No! Those who can smugly answer Yes, appear concerned that December 25th is but a mere seventeen days and so many hours away. For me that really is an age, just imagine all the exciting things I have planned for the interim (like planting bulbs , for instance). Despite ticking off a couple of Christmas lunches already, I do subscribe to the idea that the Christmas season can be extended far too long if you let it and what's wrong with a bit of spontaneity when it really does arrive? Now that attitude is totally contrary to how I thought my approach to the festive season in retirement might be. There again, why change the habits of a lifetime?  This will be our first Christmas at home since 2022, so of course I am looking forward to it and...

We're heading towards the end of another year but why is it that once again I never managed to get all my borders dug over and bulbs planted before the gardening season came to an abrupt end? Forever the optimist, I'm still checking the forecast, hoping for a rise in temperature and one or two calm days in anticipation of finishing the job.  As a consequence of the digging that went on inside and outside the house starting in late 2023, autumn clear-ups have of necessity been neglected for the past two years. The baked clay that resulted from our recent summer of drought and high temperatures resisted all attempts to turn it with a spade, whilst, in the meantime, field mice from the adjoining farmer's land have filled themselves at the expense of my tulip and crocus bulbs.   Confronted by a depleted floral display when we returned home earlier this year and facing another in the Spring of 2026, I had therefore set myself the task of planting a thousand bulbs. The pro...

I have just returned from another enjoyable but exhausting trip to London to see our granddaughters. On this occasion, rather than driving, Mister E and I took the train and the journey proved to be the only part of our four nights away when I got the opportunity to sit down with a book. I had deliberately chosen something light and recommended to me on the basis that it was funny and astute, a little in the style of Jane Austen's humour but set in the late 1960's. I'm not at all sure that it completely lived up to that description but it had a certain wit and whimsicality that captivated me regardless. The book was 'Mrs Palfrey at the Claremont' by Elizabeth Taylor and it depicts the interaction between various long stay, elderly guests at a hotel on Cromwell Road in London. I was intrigued to turn the pages in circumstances where friends have often suggested that in our dotage it would be preferable to check into a good hotel rather than a care home. Mrs Palfrey w...

My To Do List habit is something that I have carried over from diligence in the workplace. I'd like to be able to describe it as a thing of beauty but in reality it is on the one hand the bane of my life, on the other potentially the only item on which I can rely to maintain order. I keep it in a specifically designed app that is available on all my devices as both a standalone schedule and also a daily precursor to calendar entries. Essentially there is no hiding from it. Some days it is a monster with a controlling claw, on others a tawdry specimen that can easily be ignored. There are chores that repeat, reminders for bill payments and other deadlines, nudges for seasonal tasks in the garden and so the list goes on. There are some days when I wonder  if the time I expend reallocating dates for jobs on the list could perhaps have been more usefully  deployed tackling those items. On other occasions, I sail through the list, ticking off every item for the day and reaching the...

  I have recently returned from a family trip to the eastern Algarve where we rented a villa and spent our days on the beach running in and out of the sea and building sandcastles. A reminder of childhood holidays from yore, except there was no need for a windbreak and we also forsook the opportunity for sandwiches with tiny fragments of grit in them for a small choice of coastal restaurants and cafes. The sun shone everyday; temperatures were warm and best of all tourist numbers were low meaning we frequently had a vast area of seashore to ourselves. The packing to get there was another matter. No feelings of warm nostalgia when it became a mammoth operation to accommodate a mountain of nappies, books, toys, baby clothing and essentials, despite our rental property being fully equipped. Does every generation invariably weigh itself down with more and more stuff? I certainly don't recall travelling with so much when the Eldest and Youngest were little but then my own parents probab...

  After my last blogpost, you'd be forgiven for thinking I'd dashed off for a sabbatical on a desert island thus explaining my apparent absence from this platform. Sadly, and much as I might wish otherwise, I've instead been maintaining the huge effort required to re-establish our home. I'm not sure if it's age that's catching up with me but I'm certainly not finding it as easy as I might have imagined. There again being forced to knuckle down in retirement and tackle work that I would not have chosen, if it weren't for the circumstances, is a strange phenomenon after the carefully orchestrated freedom of the past decade. That said, I did manage to squeeze 6 nights in London when I helped out with Grandotty's childcare. I'm unsure what the expectations of me were but, for some bizarre reason, the Eldest and Dilly seemed to think I was the ideal person to  sort potty training. Perhaps they assumed that my memory would extend back 30 plus years to ...

   I had a birthday at the weekend. Falling, as it does, in the early part of March, it was always touch and go as I grew up as to whether it would snow on the big day or not. That hasn't been an issue in recent years but this year delivered up a first. When Mister E and I took a break from decorating at our home, as we get the unaffected areas prepared for our return, we sat on our patio area and ate lunch (sandwiches from a Tupperware container) outside! Since then, normal service has resumed and when I set off for the gym this morning it was, of course, sleeting.  Needless to say I am now keeping a careful eye on the forecast which currently says it is going to rain non-stop on our moving date. Fingers crossed that it is as inaccurate as ever. In the past, I have often mused over the fact that I am now able to plan my days around the weather. There are some commitments, however, that even in retirement I realise I'm desperate to keep, rain or shine.   ...

Events of the past 20 months chez nous are rapidly drawing to a close albeit at an increasing pace. It reached a point in mid-January where we just couldn't take any more, so we uprooted to the Lake District along with all the family.  The day before we left, however, holiday vibes were destroyed by an email indicating that notice to terminate the rental of our temporary accommodation on 25th March was being served and that if we believed our own home was not yet ready for occupation we should contact the loss adjuster, who presumably had authorised the service of the notice in the first place. It was perhaps unfortunate that I only got round to checking my emails in the evening because the chances of rousing the loss adjuster on a Friday night were non-existent.  So off we toddled across the Pennines,  panicking in the knowledge that our home still had cut pipes all over the place, no floor, no heating source etc.. Then malaise set in: the weather was awful; cold, damp a...

   My primeval nesting urge invariably sets in as the days grow noticeably longer and Spring is in the air. Unusually, and just as the shortest day of the year approaches, I've been hit by a compulsion to declutter. So, totally out of kilter with my normal instinctive behaviour,  I have been dropping goods off at the Charity Shop at the end of the year rather than the beginning. I've also found an outlet that buys old digital cameras (the Charity Shop having refused to accept them in case I might inadvertently have failed to wipe the memory and their contents presumably be distasteful!) I've disposed too of a significant percentage of my paperback book collection; the part with yellowing loose pages and tiny print in an obscure font with no double line spacing. Horror of horrors, in an epoch where Charity Shops want nearly new goods and these were fit for nothing other than recycling assuming that the paper could be separated from the glue which appeared to be rapidly det...

   It sounded a little too good to be true when we received an email at the beginning of the week from the remediation company contracted by the insurers, suggesting that we could feasibly be back in our home by Christmas. The day dreaming began and the pace of work in the rooms upstairs that we are decorating quickened. Little by little, however, we realised the serious pitfalls of such a situation, not least because notice to terminate the lease on our temporary accommodation would need to be given this month with no certainty that we would actually be able to return as indicated. Corners would need to be cut and/or we would be returning to somewhere only half finished with no prospect of entertaining family over the Christmas holidays.  Then nightmare of nightmares, because the tenancy end date would actually be 25th December, I had visions of cleaning and clearing two houses at the point when most people might be sitting back, slippers on, waiting for Santa Claus to p...

  School pupils returned to their desks last week after the long summer break. I did likewise, having impetuously signed up for a course on Health and Nutrition a few weeks ago. My second assignment was due yesterday and what with our trip to the Lake District and other commitments, it was looking touch and go as to whether I would actually complete it by the deadline set. Needless to say, I took advantage of the appalling weather outside to hunker down at the computer and get on with it.  Save for refreshment breaks, I was there for 12 long hours although I confess that most of the time I was captivated by both the topics covered and the challenge of the task.  I haven't undertaken any formal learning in retirement so it's all been something of a novelty. That said, yesterday I inevitably found myself comparing my situation to the world of work which must have been the last place I spent that amount of time at a desk. It was perhaps a shame that the very nature of the co...

  Oh my. I really am disaster prone at present. I am now a regular traveller to London in order to spend time with Grandotty who celebrated her first birthday at the end of February.  I have never been a fan of city living but sacrifices have to be made when the immediate family are all in the capital. Transferring at King's Cross onto the underground and then again onto an overland train are now normality for me and all changes are generally conducted without mishap, or so I thought. Last week changed everything when the small leather hold-all I was carrying was stolen from my shoulder as I boarded the overland train. Perhaps I looked like a vulnerable country cousin come to town and was specifically targeted. Hats off to the thief (or more likely gang who crowded around me as I prepared to enter the train), I certainly didn't notice until the moment it disappeared and by which time I was being carried forward by the throng of people also accessing through the doors with me. ...

  These days post can be somewhat disappointing with a mixture of unsolicited flyers and marketing mail coupled with the occasional missive from a bank or government department. Imagine, therefore, my excitement when I received not one but two thrilling envelopes in one delivery earlier this week. The first contained my free bus pass. Having celebrated at long last reaching the much postponed state pension age, I decided that I might as well apply for one.  It's not that I'm planning to give up driving but using buses in cities and popular tourist areas like the Lake District can  be useful, especially when parking places are either a rarity or cost the earth. I'm not yet convinced that I'll ever use it on one of the village's 4 buses a day but do have a hankering to venture on a long bus trip challenge. Home to Lands End in 14 days, or however long it takes to make all the connections, is the kind of trip you read of people taking.  Has retirement actually come to ...

  The fourth day of this head cold and I feel that I am languishing in a state of total inertia. In retirement jumping out of bed on a morning has commonly been driven by my passion for morning exercise classes. Presently and until Wednesday, I have cancelled them all. My calendar is blank and time is devoted solely to staying warm and cosseting myself. To be fair, I have detected sufficent improvement in the malaise enveloping me that I am at least now looking at potential plans for activities going forward. From time to time, I do look at the original strategy for retirement that I committed to writing back in 2014. Ashamed yesterday by how much of Britain I have not seen, do I now add to my mortification by potentially calculating how far away I am from fulfilling my own agenda? After all if I'm already feeling melancholy from a heavy cold, would a diagnosis of failure make me suffer any further? Perhaps adopting a dead cat strategy and analysing progress at this juncture might ...

  It isn't so long since I told you in a blog post that I've been trying to avoid embracing the stereotypical  bucket list but have now begun to ponder on whether or not some kind of schedule is actually needed as I continue my exploration of Planet Retirement. At Christmas, however, somebody saved me the effort of pulling together my own spreadsheet by gifting me a Bucket List map . Now I previously felt quite strongly that not only did I not want to devise a inventory of places to visit but also that worse than this would be a list of experiences and destinations that somebody else had collated for general distribution. Just search Bucket List online and you'll know what I mean. In this instance, however, I was sufficiently intrigued to open the map and here I hang my head in shame. Billed as "1,000 priceless places to go and things to know" in Britain, I confess that I would be lucky to be familiar with half of them. In fact there are vast swathes of our relat...

  We had our regular annual review with our Financial Advisor this week. The investments that sustain our pension funds remain stagnant as we were already aware, but the good news is that, regardless, he recommends spending them on exploring Planet Retirement. Money matters but so does fulfilment. Obviously, first Covid and then this year the requirement for our presence to resolve the leaking oil issue, have both intervened to curtail our travels and experiences. Consequently, he echoed our concern that we don't want to miss out for too long, ending up in frail health and unable to realise lifetime ambitions.  We are so conscious of this and whilst vague plans are frustrated at present, it's good to have ratification from a third party. How easy it must be in retirement to slip into sitting at home in splendid isolation adopting the attitude that venturing out is only hassle. There may be a time in the future when we have to embrace that restricted lifestyle but for the momen...

  The Eldest and Dilly completed the purchase of their first home in August but have continued to live elsewhere whilst they restore and decorate to their satisfaction. Yesterday I visited a niece who has only just moved back into her house after a period of 6 months, again to allow refurbishment to take place. It all makes Mister E's and my desire to remain in our home whilst the floors are drilled out, despite knowing that the facilities we have access to will be reduced, appear a little bizarre.  Are we stalwarts from another age? Has retirement rendered us incapable of coping with change? Are we simply showing early signs of cognitive decline? Have we entered an era of indolence? I guess it's hard to explain our thought processes, especially to those younger family members who have willingly left their homes vacant and sought to avoid disturbance and potential misery by basing themselves elsewhere. To be honest, I'm not sure I can even explain our reasoning to myself. W...

This past week, there has been progress. A small mechanical digger, a wheelbarrow and shovels plus 2 men to operate them have wreaked havoc on our drive. They dug a trench from water meter to house wall and then into the garage, laying the new waterpipe complete with aluminium barrier.  With piles of earth everywhere, along with that trench, it was hard not to recall the throw away comment of the Project Manager months ago when he indicated that once they started to dig, the garden would resemble the Somme. He wasn't far off. Fortunately they've done a good job of putting everything back the way it should be. Now it's simply a question of waiting for the plumber to connect the house fittings to the pipe, followed swiftly by the joining of the new pipe to the water meter and at that point our supply of safe drinking water from the tap should resume. Talk about excitement; it won't be a moment too early when it happens. I think the fervour hit the Project Manager too as h...

    Life has a habit of throwing misfortune our way. Retirement is no exception to that rule and indeed as we age we are more likely to encounter and face the demise of loved ones, health issues and increasing frailty of body and even mind. There are also those day to day issues that we might find harder to deal with, not to mention the unexpected shocks and surprises ready to leap out when we least expect them. The main advantage we have in retirement is a lifetime of experience in dealing with adverse circumstances. We are now in the advantageous position of building on that experience and developing still further our resilience.  Action for Happiness identifies resilience as one of the 10 keys to a happy life. Resilience doesn't mean that we are no longer impacted by awful situations but instead that we can overcome both the crisis and the stress and anxiety it brings to us, enabling us to move on positively, build on our fortitude and learn from the or...

  I can't say that I generally feel the cold. Indeed Mister E and I are happy to keep our house at a maximum temperature of 18 to 19 degrees celsius. It's just as well bearing in mind that we have had no oil supply to run the central-heating boiler for several weeks. That really didn't matter when we were being blessed with summer weather but the recent tilt into autumn has certainly not gone unnoticed. Whilst an inability to warm the bathroom radiators to dry towels, along with a lack of heat in the utility room for airing clothes has been a nuisance, it's hardly been a great bugbear. Gradually, however, there's been an increasing awareness of the chilly evenings and I've found myself reaching for a fleece to put on. With some heavy rain and no sunshine, the effect has become pronounced. So much so that, travelling to London on Saturday, I was really aware of arthritic inflammation and pain in my left hand. Whilst Mister E drove, I found myself rubbing the swol...